Get the Best Insurance Rate for Your Sports Car

Owners of sports cars may be the ‘kings of the streets’. Sports cars offer great features and benefits that many car buyers look for. However, sports cars may sometimes be a problem when obtaining the car insurance.

It is a known fact that the insurance for sports cars has much higher premiums than any other car. It can be a problem when applying for car insurance since the fees and premiums are ‘hard on the pocketbook’. Here are some tips that can help in getting the best insurance rates for sports cars:

1. The car owner should have a very good credit rating and have maintained that rating for a number of years. Insurance companies offer better rates for those people who have very good credit scores. Before applying for car insurance policies, the owner should make sure that he has no credit card debt...

2. Car owners can enjoy better insurance rates if they pack their sports cars with safety features and gadgets. The owner can purchase safety airbags, install antilock brakes, and stability/traction controls. These are recommended for the protection they provide, and safety features on sports cars will allow car owners to obtain discounts on their car insurance policies.

3. Sports car owners should also maintain very good driving records. Insurance companies offer lower rates to safe drivers.

4. Premium quotes are reviewed based on the information that is provided to insurance companies. Sports car owners should always make sure that they provide correct and accurate information when getting insurance quotes for their cars. This will help car owners enjoy the insurance rate that is best for them.

5. It is very important to research before buying car insurance. Insurance companies offer different insurance rates. Some offer discounts during special events or when promoting their company. Car owners should always keep informed about discounts and rates. They can also make use of the internet to get insurance quotes and compare rates before making the final selection.

6. Once a final choice has been made, car owners should not stop there. They should update their policies and their information on a regular basis. They need to continue to check their insurance policies to ensure that they are still enjoying the same rates and terms that were initially offered.

Sports cars are for enjoyment and prestige, so they should not be a burden to their owners. Even if sports cars have higher premiums, compared to other cars, the owners will still be able to enjoy the best insurance rates available to them.

2008 Chrysler Picks

2008 Chrysler Sebring Convertible Revealed!

On Wednesday, November 29, 2006 ...
2008 Chrysler Sebring Convertible was revealed to the world at the Los Angeles Auto Show.

The All-New 2008 Town & Country

Pacifica Limited AWD
MSRP* starting at: $36,555

• 4.0L SOHL V6 engine with 6-speed Autostick® transmission
• Luxury leather and Preferred Suede® microfiber trimmed 1st and 2nd row seating
• Heated 1st and 2nd row seats
• In-dash 6-disc CD/DVD changer
• 19" aluminum, chrome clad wheels
• Power Moonroof

2008 Ford Shelby GT500KR

The 2008 Ford Shelby GT500KR is the most powerful Mustang of all,
says Ford. It'll be on display at the New York auto show next week and will go on sale next spring. (Photo courtesy of Ford Motor Company)

DEARBORN - Inspired by the classic 1968 KR model, Ford on Friday showed off the 2008 Ford Shelby GT500KR, which it is calling the most powerful Mustang ever. The automaker also unveiled the F-150 Foose Edition and the Ford Expedition Funkmaster Flex Edition. The trio of vehicles are bound for next week's 2007 New York International Auto Show.

The Shelby GT500KR will have a limited run of 1,000 units and hit showrooms next spring, Ford said. It uses the same supercharged 5.4-liter V8 that powers the 2007 Shelby GT500 Cobra Coupe, but squeezes out roughly another 40 horses thanks to a Ford Racing Power Upgrade Pack. (Ford has not set a official output number yet). The Shelby GT500KR is equipped with a custom carbon composite hood with scoops, air-extractor vents and stainless steel twist-down hood pins, a lower front air dam with chrome-trimmed functional brake ducts, and 14-inch Brembo front brakes. The suspension has been modified to improve handling. The polished 20-inch wheels seen here are for show only. The production vehicle will come with 18-inch wheels of a similar design.

The Shelby GT500 Cobra Coupe has a base price of $41,675, including a $745 destination charge. Although prices have not yet been announced on the three new products, Ford insiders tell IL that the Shelby GT500KR is expected to have an MSRP of around $50,000. However, plan on spending closer to $60,000 by the time it hits showrooms. Ford dealers are able to command $10,000 over sticker for the GT500 Cobra Coupe - a vehicle with an annual production run of 10,000 units. In addition, the Ford Shelby GT-H, the so-called Hertz Mustang, typically sells for over $50,000, even when it has 9,000 miles on the odometer. "Baby boomers have no ceiling when it comes to Mustang pricing," said one Ford executive. "They have an insatiable appetite for Mustang."

All of the mechanical upgrades seen on the GT500KR model will be available piecemeal from Ford Racing and Shelby when the KR goes on sale in the spring. The only exception is the carbon-composite hood, which will not be available through a catalog, at least not initially. Of course, more than a 1,000 will be made to provide replacement parts for the genuine GT500KRs and we anticipate some crafty upfitters will get their hands on a few of those. The signed commemorative plaque on the inside of each genuine GT500KR will, of course, not be available.

Ford says it doesn't yet know how many 2008 Ford F-150 Foose Editions it will build. But the truck, which was designed by customizer and television personality Chip Foose, will make its debut this fall. It features a lowered ride height, 22-inch wheels, racing stripes and a new grille with horizontal bars. It is powered by a 450-hp supercharged Triton V8 that delivers a whopping 500 lb-ft of torque at 4,000 rpm. Ford says it's the most powerful F-150 since the 2004 Ford SVT Lightning. Ford expects this custom F-150 to start at around $50,000.

The 2008 Ford Expedition Funkmaster Flex Edition with a 5.4-liter V8 and a six-speed automatic transmission will hit showrooms in the fall. It is the brainchild of hip-hop DJ Funkmaster Flex and will also be produced in unspecified limited numbers. Because this Expedition is largely an appearance package with no engine work, Ford insiders predict it will be priced at around $40,000.

This custom Expedition gets a two-tone Colorado-red-and-black paint job with orange pinstriping and chrome badging. Other touches include a custom front fascia with integrated foglamps, side skirts, rear fascia, and 20-inch chrome-clad aluminum wheels. Additional details include a 340-watt Audiophile sound system, heated and cooled front seats and an optional nav system, power liftgate, and rear-seat DVD entertainment system.

What this means to you: The Mustang inches ever closer to the magic 600-hp number while the Dearborn automaker tries to recapture its cachet with limited-edition models.